Brian Barto

Brian Barto is the founder and owner of I Know Medicare, a specialty insurance agency focused on Medicare. Since 2016, he has helped clients navigate Medicare with clear, personalized guidance.

In 2026, Brian was elected President-elect of the NABIP (National Association of Benefits and Insurance Professionals), West Virginia chapter. He is committed to meeting with each client at least once a year to review and update their coverage.

Since 2023, Brian has been a certified Registered Social Security Analyst (RSSA).

Brian is passionate about staying current in the Medicare and health insurance space. His strength is quickly understanding each client’s unique situation and matching them with the best available coverage options. His goal is simple: help clients save money on healthcare while ensuring they have strong, reliable coverage.

Brian is the owner of several other local businesses.

  • Franchise owner of 3 Liberty Store locations in Winchester, VAMartinsburg, WV, and Charles Town, WV. When you meet with Brian, you will likely be meeting at one of his Liberty Tax offices.
  • Founder and owner of On the Money Books, LLC, a bookkeeping business that helps small businesses in our area.
 

Brian lives in our local area with his wife and is active in our community. He has 2 kids and one granddaughter. When he is not working, Brian is an avid golfer, likes to read to expand his knowledge base, and enjoys spending time at home with his family.

Having Brian as your trusted advisor will be the best choice you’ve made all year.

Naghmeh Yazdzad

Naghmeh Yazdzad has been working as a Medicare insurance agent on our team and has successfully offered systematic assistance to our clients on how to sign up for Medicare since 2016. She is licensed to offer insurance plans in both VA and WV.

Naghmeh is passionate about constant learning and is always up to a challenge whatever the situation is. Helping her insurance clients find the best coverage that suits their health needs and budget has always been her number one priority.

She has also been a tax professional since 2012 and works as the General Manager of our 3 Liberty Tax offices in VA and WV to lead the team and deliver the best experience to the clients.

Naghmeh is a busy mother of 2 kids and lives with her husband in our local area. When not working, she enjoys reading books and watching motivational TED talks. Her true interest is leadership and personal and professional development of herself and her team members.

Having Naghmeh as your local insurance agent provides you with great value and peace of mind when it comes to making decisions for your health coverage needs

John Moore

John is the newest team member of our agency. He has been a Health and Wellness Consultant since 2002, and a Fitness professional since 2010. He is the Owner of MPT Now Health and Fitness since 2015. John has always been passionate about helping people make wise choices when it comes to their health, wellness, and fitness. Now, as an insurance agent, He can help people make wise choices when it comes to their health insurance and passionately guide clients navigate all the steps on how to sign up for Medicare.

TIM STENGER

Tim is proud to call beautiful Southwest Michigan home. First introduced to the area in 1986, he has spent most of his time since then, and the past 20 years in particular, living and building lasting connections in the community.

Throughout his career, Tim has achieved success across a wide range of industries, including hospitality and restaurant management, the financial sector (both brokerage and banking), and healthcare insurance sales and service. He also had the honor of serving as an adjunct faculty member at Lake Michigan College for two years.

These diverse experiences have reinforced Tim’s core values: service, communication, and team building. These pillars continue to shape his professional approach. Today, Tim is passionate about being a trusted resource, offering guidance, clarity, and exceptional support to individuals navigating their Medicare and Medicaid options.

He has lived locally in Winchester for the last 32 years and when not working he enjoys cycling, gardening and woodworking. Originally from London UK. he was a Queen’s Scout and was invited to work with The Scout’s International Camp Staff Program being placed at Camp Rock Enon. After helping for several summers he met his wife, Lisa who had also worked there.
 
Martin loves this area and looks forward to helping lots of people find the right fit for their health coverage needs.
Tim Stenger Medicare agent

Martin Rabone

Martin is one of the latest Medicare specialists to join our team. He comes from a long and successful career in customer focused roles. All his jobs have centered on keeping people happy and finding solutions to their circumstances. He is now excited to help people with their Insurance needs, to find the best, most appropriate coverage. 
 
He has lived locally in Winchester for the last 32 years and when not working he enjoys cycling, gardening and woodworking. Originally from London UK. he was a Queen’s Scout and was invited to work with The Scout’s International Camp Staff Program being placed at Camp Rock Enon. After helping for several summers he met his wife, Lisa who had also worked there.
 
Martin loves this area and looks forward to helping lots of people find the right fit for their health coverage needs.