Home Care Plus Insurance | I Know Medicare

Home Care Plus Insurance

Support for home recovery with weekly benefits that help pay for skilled care when you need it most — so you can heal in the comfort of your own home.

Why Home Care Matters

40%
Of seniors age 65+ will need daily assistance at some point
$61,776
Annual cost of a home health aide (44 hours/week)
73%
Of long-term care is provided at home by family members

Recover Where You're Most Comfortable

Recovery from an unexpected illness or accident doesn't always mean a hospital or nursing home. Home Care Plus makes it possible to receive skilled care at home—physical therapy, occupational therapy, speech therapy, nursing care, and more—paid for directly so you can focus on healing.

Weekly benefits help cover:

  • Skilled nursing care and therapy
  • Physical, occupational, and speech therapy
  • Home health aide services
  • Medical social services and nutritionist care
  • Time to recover without financial stress

How It Works

Home Care Plus pays a weekly benefit directly to you or your provider when you're receiving medically necessary care at home from a licensed home health agency or skilled practitioner. The benefit covers the cost of qualified care so you can focus on recovery.

Your coverage includes:

  • Weekly benefits paid directly to you
  • Coverage for skilled home care services
  • Optional hospital confinement benefit
  • Non-taxable benefits
  • Guaranteed renewal for life

Note: Benefits are paid in addition to any other health care coverage you have, including Medicare.

See If This Coverage Fits Your Situation

No cost, no pressure, no obligation. One of our licensed agents will walk through your current insurance coverage with you and help you see whether a gap exists.

Veteran-owned
Locally licensed
Always free to talk
Important Disclosure:

This page is for general educational purposes and isn't a complete description of any policy's benefits, costs, or limitations. Coverage, eligibility, availability, and benefit amounts vary based on the plan options selected. A licensed agent can walk you through the specifics and help you find the option that fits.

Notice to Buyer:
  • This is not a Medicare Supplement policy.
  • This is not a Major Medical policy.
  • This is not a Long Term Care policy.
  • This policy may not cover all of your medical or health care expenses.
  • This policy should not be purchased as a substitute for Medicare or Medicare-related health plans.
About This Product:

Underwritten by Continental Life Insurance Company of Brentwood, Tennessee, an Aetna company. Virginia form CLIHM08456VA. Not connected with or endorsed by the U.S. Government or the Federal Medicare Program.