A Dual Special Needs plan, or D-SNP for short, is a type of health insurance plan. It’s for people who have both Medicare and Medicaid. If that’s you, you’re “dual-eligible.” (That’s just another way of saying you can have Medicare and Medicaid at the same time.)
A Dual Special Needs plan works together with your Medicaid health plan. You’ll keep all your Medicaid benefits. Most dual health insurance plans also give you more benefits and features than you get with Original Medicare. Here are some examples of the extra benefits covered by DSNP Plans :
- Dental care, plus credit for restorative work.
- Eye exams, plus credit for eyewear.
- Hearing exams, plus credit for hearing devices.
- Rides to health care visits and the pharmacy.
- Credits to buy hundreds of health-related products and/or pay for Groceries, Rent , Gas and much more.
Care coordination is another important benefit you get with a Dual Special Needs plan. You’ll have a personal care coordinator. That’s someone who may help you:
- Understand your Medicare and Medicaid benefits
- Manage your doctors, specialists and care services
- Get the services you need to feel healthier
Generally, you must get your care and services from doctors or hospitals in the Medicare DSNP network, except for an emergency or urgent care, like the care you get for a sudden illness or injury that needs medical care right away.
All DSNP plans must also provide Medicare prescription drug coverage.
Talk to our Medicare experts today for details about the plans in your area.
