Brian Barto - Your Local Medicare Specialist

Licensed Insurance Professional NPN: 17337852

Brian Barto - Medicare Insurance Agent.

Meet Brian Barto – Your Trusted Medicare Plans Advisor

I help people turning 65 — and those already on Medicare — find coverage they can trust. My goal is to give you peace of mind, knowing you’re protected and someone has your back.

If Medicare has ever felt overwhelming, you’re not alone. And you’re not wrong for feeling that way. Medicare is confusing, and it’s full of hidden traps. I call these traps the “6 Medicare Alligators” — and part of my job is to help you avoid every single one:

  • Choosing the wrong plan and getting stuck for a year

  • Facing unexpected medical bills when you get sick or need surgery

  • Being on your own with no help when something goes wrong

  • Missing deadlines that cause penalties or gaps in coverage

  • Losing your doctor or medication coverage without warning

  • Being pressured or sold something you don’t need

As your advisor, I walk you through each risk and explain your options clearly. You’ll be able to make confident, informed decisions without stress or pressure. I work with all the major insurance carriers, which means I represent you — not the insurance companies.

Experience You Can Count On

I’ve been helping clients navigate Medicare plans since 2016, and I meet with each of them every year to review their coverage. In 2023, I became a Registered Social Security Analyst (RSSA) so I can also help with decisions around Social Security and retirement income — because those choices are often connected.

My clients often say my “superpower” is simplifying the process and quickly spotting the best-fit plan for their needs, budget, and prescriptions.

Local, Accessible, and Here for You

When we meet, we can connect virtually or in person at one of my Liberty Tax offices in Winchester, VA, Martinsburg, WV, or Charles Town, WV. I’m also the founder of On the Money Books, LLC, where we help small businesses with bookkeeping and financial clarity.

But Medicare is where my heart is — because I’ve seen firsthand the difference it makes when someone finally feels confident and cared for in their coverage choices.

I live locally with my wife and family, and we just welcomed our first granddaughter. When I’m not working, I’m likely reading, golfing, or enjoying family time at home.

If you’re looking for someone who will take the time to get to know you, explain your options in plain English, and be there for you year after year — I’d love to help. Let’s talk

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