What Does Medicare Cover for Vision Care?
Original Medicare Part A and Part B do not pay for prescription sunglasses, contact lenses, or eyeglasses. However, understanding how Medicare cover plans function can help you prepare for future medical needs.
However, Medicare only covers eyeglasses or corrective lenses when doctors consider them medically necessary. For example, lenses or glasses after cataract surgery.
Prescription Sunglasses and Medicare Advantage Plans
Checking the details of what Medicare cover includes helps you see which vision benefits you may receive. Medicare Advantage (Part C) plans often include vision coverage such as eyeglasses, contact lenses, and prescription sunglasses. In addition, Part C plans may also cover routine eye exams.
While reviewing these options, remember that each Medicare plan works differently and offers varying benefits. Therefore, we recommend consulting a licensed insurance agent who specializes in Medicare. They can help you choose a plan that includes comprehensive coverage, ensuring that all aspects of Medicare cover are explored thoroughly.
Corrective Lenses and Medicare Part B
ta-start=”1303″ data-end=”1501″>Original Medicare Part B pays for corrective lenses under one condition. If you need cataract surgery to implant an intraocular lens, Medicare Part B covers the corrective lens needed afterward. In cases of special surgeries, Medicare cover parameters ensure necessary optical gear is provided.
Part B also covers one pair of eyeglasses with standard frames or one set of contact lenses. In this case, you pay 20% of the Medicare-approved amount for the lenses after surgery. The Part B deductible also applies, which affects your final costs. This gives you a better understanding of what Medicare will cover in terms of corrective lenses.
Many Medicare Advantage (Part C) plans cover routine eye exams and allowances for lenses, frames, or contact lenses. Coverage for these items varies by plan. That’s why it’s essential to review how each plan handles vision benefits before you decide.
Confused About Medicare?
We are independent insurance brokers trained specifically in Medicare Insurance. Most major insurance carriers appoint us to represent their plans, providing you comprehensive Medicare cover insights. Because of this, we can help you find the best policy for your situation. In addition, we serve clients in Winchester, VA, Strasburg, VA, Martinsburg, WV, and Charles Town, WV.
Contact us today at (540) 662-4432 to schedule an appointment and discuss your Medicare coverage needs. Or visit our website at medicaretrustedagents.com to learn more.
